What Comes Next for Small Businesses and PPP?

What Comes Next for Small Businesses and PPP?

Financial, General Legal
After the United States Small Business Administration (SBA) invested in a PPP program, there has been an increased interest in this type of program. In this paper, I will analyze the evolution of PPP, its benefits and drawbacks, and what it can potentially look like in the future. The United States Small Business Administration (SBA) developed a new loan program called Project Finance for private companies in order to provide them with lower interest rates. This form of private lending focuses on value creation rather than risk reduction and is sometimes referred to as Commercial Paper 3.0. With the rise of online lending platforms, PPP loans have made a huge leap forward. Not only are these more accessible to borrowers, but they also offer many benefits such as lower interest…
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What To Do If You Crash and They Don’t Have Insurance

What To Do If You Crash and They Don’t Have Insurance

General Legal
When it comes to auto insurance, most people have a general understanding of what it is and what it covers. Before they opt for insurance, they would have to research the best auto insurance California (or their state and city of residence) and all things related to it. But what many people don't know is that there is a difference between two types of insurance: Liability and Property. Liability insures you of bodily injuries and bodily damages that happen to you and your car. Property insures you against damage to your car that doesn't involve bodily injury. Which type of insurance is right for you depending on your driving record, age, and the amount of money you want to spend on coverage. So, you just got a new car, and…
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