How to Prepare Yourself Mentally for a Court Case

How to Prepare Yourself Mentally for a Court Case

General Legal
When the law is involved people have little say. Their fate is then in the hands of those trying to either prosecute or defend them with all their expertise. It is a mental peace of mind, if you are in this situation, to know that there is a good legal team behind you and fighting your corner. This is whether guilty or not guilty. Your defending lawyer will be doing everything that they can to either prove you innocent, if you have pleaded that way, or to mitigate your guilt. With reputations or freedoms at stake and a particularly worrying time ahead, we shall think about how best someone can prepare mentally for the weeks and months ahead.   Feel Ready Mentally, defendants need to feel ready for a course…
Read More
Do You Really Need a CFO?

Do You Really Need a CFO?

Financial, General Legal
Business owners and managers are often faced with the question, "Do you really need a CFO?" The answer is always a resounding yes. A CFO is responsible for managing the business’s finances, providing advise to company management on financial decisions, and overseeing the entire business’s fiscal operation. The CFO also serves as an interface between company management and investors or lenders. A CFO can be employed by a company in addition to other executive positions. However, sometimes they are found as part of the overall leadership team for smaller companies with fewer resources to devote to finance management. What is a CFO? A CFO is a financial officer who deals with the financial aspects of a company or person. They oversee the day-to-day management of accounting, budgeting, and tax issues.…
Read More
What Comes Next for Small Businesses and PPP?

What Comes Next for Small Businesses and PPP?

Financial, General Legal
After the United States Small Business Administration (SBA) invested in a PPP program, there has been an increased interest in this type of program. In this paper, I will analyze the evolution of PPP, its benefits and drawbacks, and what it can potentially look like in the future. The United States Small Business Administration (SBA) developed a new loan program called Project Finance for private companies in order to provide them with lower interest rates. This form of private lending focuses on value creation rather than risk reduction and is sometimes referred to as Commercial Paper 3.0. With the rise of online lending platforms, PPP loans have made a huge leap forward. Not only are these more accessible to borrowers, but they also offer many benefits such as lower interest…
Read More
What To Do If You Crash and They Don’t Have Insurance

What To Do If You Crash and They Don’t Have Insurance

General Legal
When it comes to auto insurance, most people have a general understanding of what it is and what it covers. What many people don't know is that there is a difference between two types of insurance: Liability and Property. Liability insures you for bodily injuries and bodily damages that happen to you and your car. Property insures you against damage to your car that doesn't involve bodily injury. Which type of insurance is right for you depending on your driving record, age, and the amount of money you want to spend on coverage. So, you just got a new car, and you got it for a great price and loved it. You know how to drive, but the last thing you want to do is get it repossessed because the…
Read More