23Sep 2021 by John Wu No Comments
Do’s and Don’ts When You’re a Victim of Crime

Do’s and Don’ts When You’re a Victim of Crime

General Legal
We often talk about how to stay safe and what to do to prevent crimes, but we don't always remember that the victims of crime are also people too. We rely on our friends, colleagues, and family for help. So, here is a guide on how to stay safe and protect yourself when you are a victim of crime. Dos: Call 911 immediately Do you dial 911 when you are a victim of a crime? If you are a victim of a crime, then you should do everything that you can to have the police come take care of the crime. If you dial 911, then you have the law on your side, and you will have the police come and take care of the crime. If you dial 911…
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02Jul 2021 by John Wu No Comments
What is Comparative Fault?

What is Comparative Fault?

General Legal
Comparative fault is a legal doctrine that allows a plaintiff to recover full damages for a tort committed by a defendant who was not acting in concert with the plaintiff. In other words, a defendant may be found to be liable for a wrong committed by another under a theory of "guilt by association." Comparative fault (CF) is a legal principle that holds that each party in a lawsuit is solely responsible for their damages regardless of what other parties do or fail to do. This principle can be applied to the parties involved in a multi-party lawsuit and trials involving multiple defendants. It also applies to claims of negligence, such as medical malpractice cases, where the doctors or hospitals get sued due to mere medical negligence. These lawsuits are…
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15Jun 2021 by John Wu No Comments
What To Consider Before Becoming A Whistleblower

What To Consider Before Becoming A Whistleblower

General Legal
When you see something wrong happening in a business and think it's a violation of law, you might think twice about complaining. But, sometimes, the right thing to do is to raise your concerns with the appropriate people as a whistleblower and not keep it to yourself. If you're considering blowing the whistle on another person or business, you may be wondering what the pitfalls are. Here are a few things to consider. The first is probably the most obvious: most people who do this are successful targets and don't want to jeopardize their future by taking on a nobody who has no leverage against them. The second is that this type of situation is generally a "he said, she said" scenario. The whistleblower only has her word, and whether…
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05May 2021 by John Wu No Comments
Why Are Record Expungements Important?

Why Are Record Expungements Important?

General Legal, Legal Matters
In the wake of the #MeToo movement, many advocates have mounted a renewed push for the expungement of felony convictions from the records of thousands of people after they're released from prison or dismissed from community service for something such as misdemeanor crimes. The idea is that millions of people either charged or convicted of felonies have their records on file, making it difficult for those people to find and retain jobs, housing, and other necessities. Records are often sealed due to concerns about the victim's privacy, but records are also often sealed due to public safety concerns. In either case, a sealed record should not be an excuse for the general public to carry on as if the person who committed the offense never existed. It is incumbent upon…
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27Apr 2021 by John Wu No Comments
How to Prepare Yourself Mentally for a Court Case

How to Prepare Yourself Mentally for a Court Case

General Legal
When the law is involved people have little say. Their fate is then in the hands of those trying to either prosecute or defend them with all their expertise. It is a mental peace of mind, if you are in this situation, to know that there is a good legal team behind you and fighting your corner. This is whether guilty or not guilty. Your defending lawyer will be doing everything that they can to either prove you innocent, if you have pleaded that way, or to mitigate your guilt. With reputations or freedoms at stake and a particularly worrying time ahead, we shall think about how best someone can prepare mentally for the weeks and months ahead. Feel Ready Mentally preparing for a court case is crucial for defendants,…
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16Mar 2021 by John Wu No Comments
Do You Really Need a CFO?

Do You Really Need a CFO?

Financial, General Legal
Business owners and managers are often faced with the question, "Do you really need a CFO?" The answer is always a resounding yes. A CFO is responsible for managing the business's finances, providing advise to company management on financial decisions, and overseeing the entire business's fiscal operation. The CFO also serves as an interface between company management and investors or lenders. A CFO can be employed by a company in addition to other executive positions. However, sometimes they are found as part of the overall leadership team for smaller companies with fewer resources to devote to finance management. What is a CFO? A CFO is a financial officer who deals with the financial aspects of a company or person. They oversee the day-to-day management of accounting, budgeting, and tax issues.…
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01Mar 2021 by John Wu No Comments
What Comes Next for Small Businesses and PPP?

What Comes Next for Small Businesses and PPP?

Financial, General Legal
After the United States Small Business Administration (SBA) invested in a PPP program, there has been an increased interest in this type of program. In this paper, I will analyze the evolution of PPP, its benefits and drawbacks, and what it can potentially look like in the future. The United States Small Business Administration (SBA) developed a new loan program called Project Finance for private companies in order to provide them with lower interest rates. This form of private lending focuses on value creation rather than risk reduction and is sometimes referred to as Commercial Paper 3.0. With the rise of online lending platforms, PPP loans have made a huge leap forward. Not only are these more accessible to borrowers, but they also offer many benefits such as lower interest…
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15Feb 2021 by John Wu No Comments
What To Do If You Crash and They Don’t Have Insurance

What To Do If You Crash and They Don’t Have Insurance

General Legal
When it comes to auto insurance, most people have a general understanding of what it is and what it covers. Before they opt for insurance, they would have to research the best auto insurance California (or their state and city of residence) and all things related to it. But what many people don't know is that there is a difference between two types of insurance: Liability and Property. Liability insures you of bodily injuries and bodily damages that happen to you and your car. Property insures you against damage to your car that doesn't involve bodily injury. Which type of insurance is right for you depends on your driving record, age, and the amount of money you want to spend on coverage. So, you just got a new car, and…
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